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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,063 | $65,034-23.0% | $90,970-45.0% | $79,856-37.3% |
| Participation rate | 35.1% | 61.6%-26.5pp | 69.0%-33.9pp | 69.6%-34.6pp |
| Annual return | 11.65% | 30.45%-18.8pp | 134.60%-122.9pp | 31.71%-20.1pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,687 | $2,512-32.9% | $3,373-50.0% | $3,741-54.9% |
| Admin fee / account holder | $2,443 | $4,536-46.1% | $5,961-59.0% | $5,306-54.0% |