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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,263 | $80,812+292.6% | $160,784+97.3% | $82,448+284.8% |
| Participation rate | 93.5% | 66.2%+27.3pp | 77.0%+16.6pp | 68.1%+25.5pp |
| Annual return | 16.09% | 100.59%-84.5pp | 1803.92%-1787.8pp | 41.64%-25.6pp |
| Employer contribution / active EE | $2,403 | $2,174+10.5% | $3,733-35.6% | $2,551-5.8% |
| Participant deferral / active EE | $15,575 | $4,335+259.2% | $6,293+147.5% | $4,139+276.3% |
| Admin fee / account holder | $72,637 | $7,695+843.9% | $9,717+647.5% | $7,234+904.1% |