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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,377 | $78,015+270.9% | $178,505+62.1% | $80,959+257.4% |
| Participation rate | 88.6% | 65.7%+22.9pp | 77.1%+11.5pp | 67.7%+20.9pp |
| Annual return | 12.33% | 18.10%-5.8pp | 27.16%-14.8pp | 35.67%-23.3pp |
| Employer contribution / active EE | $2,214 | $2,281-3.0% | $3,955-44.0% | $2,757-19.7% |
| Participant deferral / active EE | $14,128 | $4,406+220.7% | $6,280+124.9% | $4,300+228.5% |
| Admin fee / account holder | $4,396 | $7,160-38.6% | $10,428-57.8% | $6,925-36.5% |