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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,813 | $85,766-75.7% | $136,298-84.7% | $70,126-70.3% |
| Participation rate | 79.7% | 74.2%+5.5pp | 81.9%-2.2pp | 69.5%+10.1pp |
| Annual return | 20.66% | 31.46%-10.8pp | 5156.27%-5135.6pp | 73.15%-52.5pp |
| Employer contribution / active EE | $2,367 | $2,966-20.2% | $4,696-49.6% | $2,343+1.0% |
| Participant deferral / active EE | $3,981 | $5,051-21.2% | $6,247-36.3% | $3,332+19.5% |
| Admin fee / account holder | $736 | $5,421-86.4% | $9,244-92.0% | $4,645-84.2% |