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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,379 | $117,904+118.3% | $102,457+151.2% | $145,978+76.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.40% | 31.80%-22.4pp | 29.41%-20.0pp | 550.52%-541.1pp |
| Employer contribution / active EE | $2,800 | $3,613-22.5% | $3,022-7.4% | $4,662-39.9% |
| Participant deferral / active EE | $3,500 | $5,733-39.0% | $5,054-30.8% | $6,690-47.7% |
| Admin fee / account holder | $67,776 | $13,329+408.5% | $9,451+617.1% | $13,400+405.8% |