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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,379 | $117,846+118.4% | $102,434+151.3% | $145,884+76.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.40% | 31.90%-22.5pp | 29.46%-20.1pp | 551.85%-542.4pp |
| Employer contribution / active EE | $2,800 | $3,615-22.5% | $3,023-7.4% | $4,662-39.9% |
| Participant deferral / active EE | $3,500 | $5,733-39.0% | $5,055-30.8% | $6,690-47.7% |
| Admin fee / account holder | $67,776 | $13,356+407.5% | $9,462+616.3% | $13,392+406.1% |