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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,422 | $91,179-61.2% | $178,499-80.2% | $79,852-55.6% |
| Participation rate | 96.2% | 69.2%+26.9pp | 81.9%+14.2pp | 69.6%+26.5pp |
| Annual return | 8.21% | 24.19%-16.0pp | 151.10%-142.9pp | 31.72%-23.5pp |
| Employer contribution / active EE | $2,999 | $3,256-7.9% | $5,011-40.2% | $2,471+21.4% |
| Participant deferral / active EE | $2,616 | $3,236-19.1% | $5,202-49.7% | $3,740-30.1% |
| Admin fee / account holder | $4,944 | $6,749-26.7% | $13,986-64.6% | $5,306-6.8% |