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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,669 | $198,461-50.8% | $170,436-42.7% | $147,585-33.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 5.80% | 257.30%-251.5pp | 205.94%-200.1pp | 578.57%-572.8pp |
| Employer contribution / active EE | $5,681 | $6,184-8.1% | $5,433+4.6% | $4,876+16.5% |
| Participant deferral / active EE | $6,573 | $5,629+16.8% | $4,939+33.1% | $5,439+20.8% |
| Admin fee / account holder | $747 | $16,852-95.6% | $13,880-94.6% | $10,885-93.1% |