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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,014 | $112,131+25.8% | $95,964+46.9% | $158,982-11.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 31.05% | 171.19%-140.1pp | 91.64%-60.6pp | 302.99%-271.9pp |
| Employer contribution / active EE | $3,636 | $3,199+13.6% | $2,541+43.1% | $4,763-23.7% |
| Participant deferral / active EE | $10,848 | $4,784+126.8% | $4,167+160.4% | $5,983+81.3% |
| Admin fee / account holder | $13,781 | $10,136+36.0% | $6,797+102.7% | $11,252+22.5% |