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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,130 | $142,392+9.6% | $119,622+30.5% | $134,532+16.1% |
| Participation rate | 76.9% | 82.8%-5.9pp | 79.3%-2.3pp | 81.2%-4.3pp |
| Annual return | -30.97% | -12.46%-18.5pp | -14.98%-16.0pp | 418.27%-449.2pp |
| Employer contribution / active EE | $3,642 | $5,224-30.3% | $4,232-13.9% | $4,741-23.2% |
| Participant deferral / active EE | $6,016 | $6,467-7.0% | $5,601+7.4% | $6,401-6.0% |
| Admin fee / account holder | $703 | $13,593-94.8% | $10,328-93.2% | $11,429-93.9% |