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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $471,308 | $176,105+167.6% | $159,474+195.5% | $167,536+181.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.87% | 331.91%-317.0pp | 263.68%-248.8pp | 478.82%-463.9pp |
| Employer contribution / active EE | $3,525 | $5,299-33.5% | $4,831-27.0% | $4,839-27.2% |
| Participant deferral / active EE | $21,000 | $7,751+170.9% | $7,353+185.6% | $6,342+231.1% |
| Admin fee / account holder | $8,040 | $12,559-36.0% | $10,802-25.6% | $12,315-34.7% |