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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,473 | $52,306-28.4% | $69,779-46.3% | $62,881-40.4% |
| Participation rate | 60.6% | 67.2%-6.6pp | 71.8%-11.2pp | 69.3%-8.7pp |
| Annual return | 7.38% | 13.35%-6.0pp | 12.99%-5.6pp | 20.14%-12.8pp |
| Employer contribution / active EE | $795 | $1,799-55.8% | $2,338-66.0% | $2,281-65.1% |
| Participant deferral / active EE | $1,938 | $2,395-19.1% | $2,931-33.9% | $3,203-39.5% |
| Admin fee / account holder | $291 | $3,691-92.1% | $4,381-93.4% | $4,296-93.2% |