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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,186 | $96,691-84.3% | $86,656-82.5% | $139,487-89.1% |
| Participation rate | 85.7% | 74.4%+11.3pp | 71.7%+14.0pp | 80.3%+5.4pp |
| Annual return | 25.02% | 106.87%-81.8pp | 593.09%-568.1pp | 373.84%-348.8pp |
| Employer contribution / active EE | $2,535 | $3,267-22.4% | $3,025-16.2% | $4,755-46.7% |
| Participant deferral / active EE | $5,095 | $4,838+5.3% | $4,439+14.8% | $6,713-24.1% |
| Admin fee / account holder | $361 | $6,414-94.4% | $5,619-93.6% | $11,407-96.8% |