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| Provider | Service type | Compensation |
|---|---|---|
AMARILLO NATIONAL BANK5 years Service code 27 410 S TAYLOR · AMARILLO, TX 79105 | Advisory (Plan) | $33,153 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $19,627 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $4,031 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,286 | $62,409+67.1% | $120,574-13.5% | $74,459+40.1% |
| Participation rate | 60.3% | 56.8%+3.5pp | 71.9%-11.7pp | 67.2%-7.0pp |
| Annual return | 12.26% | 18.62%-6.4pp | 107.42%-95.2pp | 1369.70%-1357.4pp |
| Employer contribution / active EE | $3,226 | $1,847+74.7% | $3,471-7.1% | $2,626+22.8% |
| Participant deferral / active EE | $6,423 | $2,888+122.4% | $4,996+28.6% | $4,350+47.7% |
| Admin fee / account holder | $415 | $2,394-82.7% | $9,445-95.6% | $1,945-78.7% |