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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,840 | $175,231-50.4% | $149,696-42.0% | $139,466-37.7% |
| Participation rate | 87.0% | 83.4%+3.6pp | 78.8%+8.2pp | 80.3%+6.6pp |
| Annual return | 17.88% | 166.77%-148.9pp | 134.46%-116.6pp | 373.66%-355.8pp |
| Employer contribution / active EE | $399 | $5,478-92.7% | $4,821-91.7% | $4,754-91.6% |
| Participant deferral / active EE | $4,381 | $6,521-32.8% | $5,682-22.9% | $6,712-34.7% |
| Admin fee / account holder | $27,965 | $16,155+73.1% | $13,212+111.7% | $11,409+145.1% |