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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,057 | $103,008-49.5% | $90,304-42.4% | $152,897-66.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 25.61% | 95.22%-69.6pp | 78.13%-52.5pp | 345.43%-319.8pp |
| Employer contribution / active EE | $3,330 | $3,139+6.1% | $2,855+16.6% | $4,764-30.1% |
| Participant deferral / active EE | $10,384 | $4,281+142.5% | $3,885+167.3% | $5,851+77.5% |
| Admin fee / account holder | $510 | $6,175-91.7% | $5,354-90.5% | $11,599-95.6% |