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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,957 | $73,863-32.4% | $143,797-65.3% | $68,490-27.1% |
| Participation rate | 81.5% | 66.7%+14.8pp | 80.3%+1.2pp | 67.9%+13.6pp |
| Annual return | -19.56% | 0.91%-20.5pp | -0.04%-19.5pp | -7.85%-11.7pp |
| Employer contribution / active EE | $2,577 | $3,185-19.1% | $4,952-48.0% | $2,597-0.8% |
| Participant deferral / active EE | $4,974 | $3,385+47.0% | $5,638-11.8% | $4,028+23.5% |
| Admin fee / account holder | $575 | $5,756-90.0% | $14,679-96.1% | $5,403-89.4% |