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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,694 | $37,446+70.1% | $77,552-17.9% | $79,856-20.2% |
| Participation rate | 96.8% | 41.5%+55.2pp | 54.2%+42.6pp | 69.6%+27.1pp |
| Annual return | 7.71% | 39.76%-32.1pp | 54.82%-47.1pp | 31.71%-24.0pp |
| Employer contribution / active EE | $2,579 | $637+304.8% | $987+161.4% | $2,471+4.4% |
| Participant deferral / active EE | $2,482 | $1,261+96.9% | $1,861+33.4% | $3,741-33.6% |
| Admin fee / account holder | $21,440 | $2,506+755.5% | $2,859+649.9% | $5,306+304.0% |