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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,232 | $92,743+389.8% | $82,744+449.0% | $134,532+237.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -20.85% | 946.63%-967.5pp | 702.22%-723.1pp | 418.27%-439.1pp |
| Employer contribution / active EE | $20,767 | $3,273+534.5% | $3,008+590.4% | $4,741+338.0% |
| Participant deferral / active EE | $17,667 | $4,802+267.9% | $4,395+302.0% | $6,401+176.0% |
| Admin fee / account holder | $6,486 | $5,977+8.5% | $5,325+21.8% | $11,429-43.2% |