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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,317 | $209,874-96.5% | $189,537-96.1% | $167,536-95.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 0.00% | 748.61%-748.6pp | 555.34%-555.3pp | 478.82%-478.8pp |
| Employer contribution / active EE | $5,871 | $6,913-15.1% | $6,161-4.7% | $4,839+21.3% |
| Participant deferral / active EE | $14,327 | $8,934+60.4% | $8,220+74.3% | $6,342+125.9% |
| Admin fee / account holder | $13,221 | $14,299-7.5% | $12,048+9.7% | $12,315+7.4% |