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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,409 | $88,778+197.8% | $81,844+223.1% | $145,884+81.2% |
| Participation rate | 22.2% | 75.1%-52.8pp | 72.4%-50.2pp | 80.3%-58.1pp |
| Annual return | 46.40% | 1033.03%-986.6pp | 778.87%-732.5pp | 551.85%-505.4pp |
| Employer contribution / active EE | $192 | $3,087-93.8% | $2,916-93.4% | $4,662-95.9% |
| Participant deferral / active EE | $4,115 | $4,648-11.5% | $4,323-4.8% | $6,690-38.5% |
| Admin fee / account holder | $15 | $8,430-99.8% | $7,355-99.8% | $13,392-99.9% |