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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,349 | $180,028-32.0% | $138,135-11.4% | $158,966-23.0% |
| Participation rate | 73.3% | 82.2%-8.9pp | 78.7%-5.4pp | 82.0%-8.6pp |
| Annual return | 20.44% | 21.68%-1.2pp | 20.51%-0.1pp | 302.95%-282.5pp |
| Employer contribution / active EE | $3,336 | $7,470-55.3% | $5,587-40.3% | $4,762-30.0% |
| Participant deferral / active EE | $6,672 | $7,717-13.6% | $6,431+3.7% | $5,983+11.5% |
| Admin fee / account holder | $2,326 | $17,912-87.0% | $11,856-80.4% | $11,250-79.3% |