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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,338 | $154,209-48.6% | $130,062-39.0% | $139,487-43.1% |
| Participation rate | 70.6% | 82.0%-11.4pp | 78.5%-7.9pp | 80.3%-9.7pp |
| Annual return | 18.55% | 32.52%-14.0pp | -137.37%+155.9pp | 373.84%-355.3pp |
| Employer contribution / active EE | $2,007 | $5,292-62.1% | $4,322-53.6% | $4,755-57.8% |
| Participant deferral / active EE | $3,155 | $6,709-53.0% | $5,821-45.8% | $6,713-53.0% |
| Admin fee / account holder | $357 | $13,988-97.4% | $10,601-96.6% | $11,407-96.9% |