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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,568 | $77,638+38.6% | $156,551-31.3% | $62,881+71.1% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 10.18% | 50.33%-40.1pp | 32.23%-22.0pp | 20.14%-10.0pp |
| Employer contribution / active EE | $9,194 | $3,444+167.0% | $5,501+67.1% | $2,281+303.1% |
| Participant deferral / active EE | $6,875 | $3,046+125.7% | $4,871+41.1% | $3,203+114.6% |
| Admin fee / account holder | $1,228 | $5,561-77.9% | $13,028-90.6% | $4,296-71.4% |