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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,565 | $150,447+55.2% | $136,298+71.4% | $147,586+58.3% |
| Participation rate | 90.9% | 84.4%+6.5pp | 81.9%+9.0pp | 82.8%+8.1pp |
| Annual return | 16.01% | 1049.15%-1033.1pp | 5156.27%-5140.3pp | 578.59%-562.6pp |
| Employer contribution / active EE | $24,550 | $5,256+367.1% | $4,696+422.8% | $4,876+403.4% |
| Participant deferral / active EE | $12,954 | $6,631+95.4% | $6,247+107.4% | $5,439+138.2% |
| Admin fee / account holder | $2,154 | $10,906-80.3% | $9,244-76.7% | $10,886-80.2% |