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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,987 | $99,875+4.1% | $146,866-29.2% | $86,983+19.5% |
| Participation rate | 84.0% | 75.8%+8.2pp | 82.5%+1.5pp | 69.5%+14.5pp |
| Annual return | 13.70% | 28.10%-14.4pp | 102.85%-89.2pp | 25.83%-12.1pp |
| Employer contribution / active EE | $5,546 | $3,224+72.0% | $4,425+25.4% | $2,584+114.6% |
| Participant deferral / active EE | $3,502 | $6,322-44.6% | $7,759-54.9% | $4,194-16.5% |
| Admin fee / account holder | $3,915 | $7,838-50.1% | $13,620-71.3% | $7,856-50.2% |