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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,753 | $202,342-55.6% | $172,753-48.0% | $152,909-41.3% |
| Participation rate | 60.0% | 87.1%-27.1pp | 82.6%-22.6pp | 82.5%-22.5pp |
| Annual return | 28.10% | 1029.88%-1001.8pp | 803.00%-774.9pp | 345.46%-317.4pp |
| Employer contribution / active EE | $3,147 | $5,857-46.3% | $5,144-38.8% | $4,764-33.9% |
| Participant deferral / active EE | $4,761 | $5,948-20.0% | $5,198-8.4% | $5,851-18.6% |
| Admin fee / account holder | $6,312 | $17,112-63.1% | $13,956-54.8% | $11,601-45.6% |