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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,006 | $82,674+16.1% | $125,381-23.4% | $68,486+40.2% |
| Participation rate | 67.7% | 75.1%-7.3pp | 82.4%-14.6pp | 67.9%-0.2pp |
| Annual return | -17.66% | -5.97%-11.7pp | 572.31%-590.0pp | -7.85%-9.8pp |
| Employer contribution / active EE | $1,567 | $3,382-53.7% | $4,815-67.5% | $2,597-39.7% |
| Participant deferral / active EE | $6,547 | $6,111+7.1% | $7,448-12.1% | $4,028+62.5% |
| Admin fee / account holder | $1,437 | $6,277-77.1% | $10,007-85.6% | $5,404-73.4% |