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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,353 | $159,934-24.1% | $147,005-17.5% | $145,959-16.9% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 13.33% | 98.24%-84.9pp | 418.76%-405.4pp | 561.95%-548.6pp |
| Employer contribution / active EE | $2,138 | $5,287-59.6% | $4,934-56.7% | $4,661-54.1% |
| Participant deferral / active EE | $8,550 | $8,427+1.5% | $8,070+6.0% | $6,689+27.8% |
| Admin fee / account holder | $16,625 | $15,053+10.4% | $13,006+27.8% | $13,398+24.1% |