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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,426 | $150,346-19.9% | $120,524-0.1% | $145,877-17.4% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 5.25% | 154.40%-149.2pp | 107.36%-102.1pp | 551.28%-546.0pp |
| Employer contribution / active EE | $816 | $4,353-81.3% | $3,469-76.5% | $4,663-82.5% |
| Participant deferral / active EE | $10,600 | $6,172+71.7% | $4,994+112.3% | $6,691+58.4% |
| Admin fee / account holder | $8,741 | $12,215-28.4% | $9,440-7.4% | $13,402-34.8% |