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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,792 | $198,461-22.5% | $170,436-9.8% | $147,585+4.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 8.62% | 257.30%-248.7pp | 205.94%-197.3pp | 578.57%-570.0pp |
| Employer contribution / active EE | $9,219 | $6,184+49.1% | $5,433+69.7% | $4,876+89.1% |
| Participant deferral / active EE | $6,927 | $5,629+23.0% | $4,939+40.2% | $5,439+27.4% |
| Admin fee / account holder | $567 | $16,852-96.6% | $13,880-95.9% | $10,885-94.8% |