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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,657 | $162,136-23.1% | $152,301-18.2% | $154,746-19.4% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 14.10% | 91.02%-76.9pp | 80.50%-66.4pp | 172.34%-158.2pp |
| Employer contribution / active EE | $10,087 | $4,890+106.3% | $4,624+118.1% | $4,379+130.4% |
| Participant deferral / active EE | $20,958 | $8,341+151.3% | $8,004+161.8% | $6,730+211.4% |
| Admin fee / account holder | $28,651 | $15,759+81.8% | $14,398+99.0% | $14,365+99.4% |