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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,199 | $162,136+47.5% | $152,301+57.1% | $154,746+54.6% |
| Participation rate | 60.0% | 84.1%-24.1pp | 82.4%-22.4pp | 80.7%-20.7pp |
| Annual return | 14.81% | 91.02%-76.2pp | 80.50%-65.7pp | 172.34%-157.5pp |
| Employer contribution / active EE | $1,503 | $4,890-69.3% | $4,624-67.5% | $4,379-65.7% |
| Participant deferral / active EE | $4,759 | $8,341-42.9% | $8,004-40.5% | $6,730-29.3% |
| Admin fee / account holder | $3,668 | $15,759-76.7% | $14,398-74.5% | $14,365-74.5% |