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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,625 | $76,407-53.4% | $150,298-76.3% | $82,448-56.8% |
| Participation rate | 57.4% | 66.4%-9.0pp | 77.8%-20.4pp | 68.1%-10.7pp |
| Annual return | 17.15% | 39.99%-22.8pp | 62.79%-45.6pp | 41.64%-24.5pp |
| Employer contribution / active EE | $1,164 | $2,614-55.5% | $4,154-72.0% | $2,551-54.4% |
| Participant deferral / active EE | $2,124 | $3,214-33.9% | $5,453-61.0% | $4,139-48.7% |
| Admin fee / account holder | $1,204 | $6,352-81.0% | $14,116-91.5% | $7,234-83.4% |