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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,619 | $81,358-57.4% | $155,556-77.7% | $80,959-57.2% |
| Participation rate | 50.0% | 66.3%-16.3pp | 78.2%-28.2pp | 67.7%-17.7pp |
| Annual return | 12.72% | 33.39%-20.7pp | 64.84%-52.1pp | 35.67%-23.0pp |
| Employer contribution / active EE | $1,064 | $3,106-65.8% | $4,675-77.2% | $2,757-61.4% |
| Participant deferral / active EE | $2,031 | $3,455-41.2% | $5,631-63.9% | $4,300-52.8% |
| Admin fee / account holder | $715 | $7,994-91.1% | $15,885-95.5% | $6,925-89.7% |