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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,825 | $46,332-68.0% | $143,797-89.7% | $64,824-77.1% |
| Participation rate | 100.0% | 64.2%+35.8pp | 80.3%+19.7pp | 71.5%+28.5pp |
| Annual return | -14.99% | -10.05%-4.9pp | -0.04%-15.0pp | 32.84%-47.8pp |
| Employer contribution / active EE | $6,921 | $1,911+262.1% | $4,952+39.8% | $2,507+176.1% |
| Participant deferral / active EE | $936 | $2,647-64.6% | $5,638-83.4% | $4,311-78.3% |
| Admin fee / account holder | $386 | $154+151.2% | $14,679-97.4% | $188+105.7% |