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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,433 | $67,894+24.4% | $89,340-5.5% | $82,448+2.4% |
| Participation rate | 77.6% | 64.0%+13.5pp | 69.6%+8.0pp | 68.1%+9.5pp |
| Annual return | 13.79% | 19.21%-5.4pp | 20.57%-6.8pp | 41.64%-27.8pp |
| Employer contribution / active EE | $1,045 | $1,828-42.8% | $2,231-53.2% | $2,551-59.0% |
| Participant deferral / active EE | $3,999 | $3,072+30.2% | $3,823+4.6% | $4,139-3.4% |
| Admin fee / account holder | $4,679 | $5,723-18.2% | $6,704-30.2% | $7,234-35.3% |