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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,084 | $106,247-66.0% | $96,515-62.6% | $139,466-74.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 13.22% | 38.47%-25.2pp | 35.73%-22.5pp | 373.66%-360.4pp |
| Employer contribution / active EE | $6,071 | $4,106+47.9% | $3,740+62.3% | $4,754+27.7% |
| Participant deferral / active EE | $1,685 | $5,456-69.1% | $4,880-65.5% | $6,712-74.9% |
| Admin fee / account holder | $344 | $7,885-95.6% | $6,735-94.9% | $11,409-97.0% |