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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,351 | $175,231-11.3% | $149,696+3.8% | $139,466+11.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.80% | 166.77%-150.0pp | 134.46%-117.7pp | 373.66%-356.9pp |
| Employer contribution / active EE | $2,022 | $5,478-63.1% | $4,821-58.1% | $4,754-57.5% |
| Participant deferral / active EE | $47,000 | $6,521+620.7% | $5,682+727.2% | $6,712+600.2% |
| Admin fee / account holder | $23,510 | $16,155+45.5% | $13,212+77.9% | $11,409+106.1% |