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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,822 | $98,776-25.3% | $149,745-50.7% | $79,856-7.6% |
| Participation rate | 92.3% | 75.8%+16.5pp | 82.5%+9.8pp | 69.6%+22.7pp |
| Annual return | 20.03% | 27.38%-7.3pp | 276.72%-256.7pp | 31.71%-11.7pp |
| Employer contribution / active EE | $7,669 | $3,217+138.4% | $4,646+65.1% | $2,471+210.3% |
| Participant deferral / active EE | $6,520 | $5,681+14.8% | $6,843-4.7% | $3,741+74.3% |
| Admin fee / account holder | $1,358 | $6,053-77.6% | $9,312-85.4% | $5,306-74.4% |