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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,107 | $55,453-85.4% | $170,435-95.2% | $62,293-87.0% |
| Participation rate | 33.3% | 66.4%-33.0pp | 83.6%-50.3pp | 69.5%-36.2pp |
| Annual return | 23.75% | 21.38%+2.4pp | 205.94%-182.2pp | 28.90%-5.1pp |
| Employer contribution / active EE | $288 | $2,164-86.7% | $5,432-94.7% | $2,042-85.9% |
| Participant deferral / active EE | $984 | $2,303-57.3% | $4,939-80.1% | $3,169-68.9% |
| Admin fee / account holder | $60 | $455-86.9% | $13,881-99.6% | $479-87.6% |