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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,784 | $89,370-23.0% | $141,197-51.3% | $72,976-5.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 24.57% | 111.88%-87.3pp | 71.41%-46.8pp | 81.02%-56.4pp |
| Employer contribution / active EE | $6,506 | $3,115+108.9% | $4,736+37.4% | $2,440+166.6% |
| Participant deferral / active EE | $5,207 | $5,419-3.9% | $6,710-22.4% | $3,608+44.3% |
| Admin fee / account holder | $1,651 | $5,957-72.3% | $10,265-83.9% | $5,124-67.8% |