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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,590 | $100,911-95.5% | $90,440-94.9% | $158,966-97.1% |
| Participation rate | 85.7% | 75.0%+10.7pp | 72.7%+13.0pp | 82.0%+3.8pp |
| Annual return | 6.57% | 1726.62%-1720.0pp | 1294.38%-1287.8pp | 302.95%-296.4pp |
| Employer contribution / active EE | $635 | $3,690-82.8% | $3,263-80.5% | $4,762-86.7% |
| Participant deferral / active EE | $1,123 | $4,348-74.2% | $3,964-71.7% | $5,983-81.2% |
| Admin fee / account holder | $4,953 | $6,507-23.9% | $5,615-11.8% | $11,250-56.0% |