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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,649 | $112,121-63.7% | $95,960-57.6% | $158,966-74.4% |
| Participation rate | 91.7% | 79.0%+12.7pp | 77.1%+14.6pp | 82.0%+9.7pp |
| Annual return | 15.05% | 171.16%-156.1pp | 91.63%-76.6pp | 302.95%-287.9pp |
| Employer contribution / active EE | $1,688 | $3,199-47.2% | $2,541-33.6% | $4,762-64.6% |
| Participant deferral / active EE | $4,340 | $4,784-9.3% | $4,167+4.2% | $5,983-27.5% |
| Admin fee / account holder | $618 | $10,135-93.9% | $6,797-90.9% | $11,250-94.5% |