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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,361 | $118,708+15.7% | $98,920+38.9% | $158,982-13.6% |
| Participation rate | 80.0% | 77.8%+2.2pp | 76.0%+4.0pp | 82.0%-2.0pp |
| Annual return | 18.93% | 372.49%-353.6pp | 196.47%-177.5pp | 302.99%-284.1pp |
| Employer contribution / active EE | $0 | $3,334-100.0% | $2,689-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $4,505 | $5,089-11.5% | $4,245+6.1% | $5,983-24.7% |
| Admin fee / account holder | $3,974 | $10,134-60.8% | $6,643-40.2% | $11,252-64.7% |