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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,757 | $106,551-10.1% | $91,225+5.0% | $134,532-28.8% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -24.20% | 160.78%-185.0pp | 114.12%-138.3pp | 418.27%-442.5pp |
| Employer contribution / active EE | $4,249 | $3,331+27.5% | $2,851+49.0% | $4,741-10.4% |
| Participant deferral / active EE | $8,450 | $4,718+79.1% | $4,233+99.6% | $6,401+32.0% |
| Admin fee / account holder | $29,206 | $6,234+368.5% | $5,422+438.6% | $11,429+155.6% |