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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,757 | $106,549-10.1% | $91,225+5.0% | $134,509-28.8% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -24.20% | 160.73%-184.9pp | 114.10%-138.3pp | 418.13%-442.3pp |
| Employer contribution / active EE | $4,249 | $3,331+27.5% | $2,851+49.0% | $4,741-10.4% |
| Participant deferral / active EE | $8,450 | $4,719+79.1% | $4,234+99.6% | $6,400+32.0% |
| Admin fee / account holder | $29,206 | $6,234+368.5% | $5,422+438.7% | $11,427+155.6% |