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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,269 | $73,848-67.1% | $143,799-83.1% | $68,486-64.6% |
| Participation rate | 51.3% | 66.7%-15.4pp | 80.3%-29.0pp | 67.9%-16.6pp |
| Annual return | -19.03% | 0.91%-19.9pp | -0.04%-19.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $1,463 | $3,184-54.1% | $4,952-70.5% | $2,597-43.6% |
| Participant deferral / active EE | $2,159 | $3,385-36.2% | $5,638-61.7% | $4,028-46.4% |
| Admin fee / account holder | $875 | $5,755-84.8% | $14,677-94.0% | $5,404-83.8% |