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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $665,084 | $152,619+335.8% | $125,195+431.2% | $152,909+335.0% |
| Participation rate | 83.3% | 83.3%0pp | 79.8%+3.6pp | 82.5%+0.9pp |
| Annual return | 18.87% | 54.85%-36.0pp | 43.79%-24.9pp | 345.46%-326.6pp |
| Employer contribution / active EE | $13,528 | $4,947+173.4% | $3,866+249.9% | $4,764+184.0% |
| Participant deferral / active EE | $14,899 | $5,869+153.9% | $4,937+201.8% | $5,851+154.6% |
| Admin fee / account holder | $106,053 | $13,437+689.2% | $9,704+992.9% | $11,601+814.2% |