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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,939 | $96,691-79.4% | $86,656-77.0% | $139,487-85.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 1.34% | 106.87%-105.5pp | 593.09%-591.8pp | 373.84%-372.5pp |
| Employer contribution / active EE | $1,813 | $3,267-44.5% | $3,025-40.1% | $4,755-61.9% |
| Participant deferral / active EE | $5,222 | $4,838+7.9% | $4,439+17.6% | $6,713-22.2% |
| Admin fee / account holder | $12,338 | $6,414+92.3% | $5,619+119.6% | $11,407+8.2% |