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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 68-0286056 3150 CROW CANYON PLACE, SUITE 105 · SAN RAMON, CA 94583 | Advisory (Participants) | $29,680 |
Service code 26 · EIN 81-1315717 2528 ALAMO COUNTRY CIRCLE · ALAMO, CA 94507 | Advisory (Participants) | $15,779 |
Filed as: JOHN HANCOCK LIFE INS. COMPANY Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $2,453 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,568 | $99,201-58.1% | $96,544-56.9% | $74,473-44.2% |
| Participation rate | 99.7% | 80.7%+19.0pp | 76.0%+23.7pp | 70.7%+28.9pp |
| Annual return | 19.70% | 22.40%-2.7pp | 25.88%-6.2pp | 34.36%-14.7pp |
| Employer contribution / active EE | $5,238 | $2,570+103.8% | $2,966+76.6% | $2,638+98.5% |
| Participant deferral / active EE | $10,142 | $4,938+105.4% | $4,851+109.1% | $4,530+123.9% |
| Admin fee / account holder | $223 | $225-0.9% | $8,254-97.3% | $347-35.8% |