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| Provider | Service type | Compensation |
|---|---|---|
VOYA RETIREMENT INSURANCE & ANNUITY10+ years Service code 26 · EIN 71-0294708 | Advisory (Participants) | $165,301 |
CREATIVE PLANNING LLC3 years Filed as: CREATIVE PLANNING HOLD CO, LLC Service code 99 · EIN 84-4519624 | Other Fees | $72,444 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,210 | $92,076-39.0% | $105,607-46.8% | $77,736-27.7% |
| Participation rate | 94.4% | 81.0%+13.4pp | 75.3%+19.1pp | 70.6%+23.8pp |
| Annual return | 15.84% | 17.84%-2.0pp | 116.11%-100.3pp | 31.26%-15.4pp |
| Employer contribution / active EE | $3,351 | $3,370-0.6% | $3,167+5.8% | $2,728+22.9% |
| Participant deferral / active EE | $6,439 | $5,390+19.5% | $5,011+28.5% | $4,651+38.4% |
| Admin fee / account holder | $286 | $219+30.8% | $10,958-97.4% | $433-33.9% |