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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,187 | $103,008-86.2% | $90,304-84.3% | $152,897-90.7% |
| Participation rate | 91.7% | 75.9%+15.8pp | 73.3%+18.4pp | 82.5%+9.2pp |
| Annual return | 10.20% | 95.22%-85.0pp | 78.13%-67.9pp | 345.43%-335.2pp |
| Employer contribution / active EE | $414 | $3,139-86.8% | $2,855-85.5% | $4,764-91.3% |
| Participant deferral / active EE | $4,289 | $4,281+0.2% | $3,885+10.4% | $5,851-26.7% |
| Admin fee / account holder | $416 | $6,175-93.3% | $5,354-92.2% | $11,599-96.4% |