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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,826 | $106,005-66.2% | $92,239-61.2% | $147,585-75.7% |
| Participation rate | 93.3% | 80.4%+12.9pp | 76.5%+16.9pp | 82.8%+10.5pp |
| Annual return | 16.92% | 50.05%-33.1pp | 176.29%-159.4pp | 578.58%-561.7pp |
| Employer contribution / active EE | $1,665 | $4,333-61.6% | $3,680-54.8% | $4,876-65.9% |
| Participant deferral / active EE | $4,102 | $4,478-8.4% | $3,897+5.2% | $5,439-24.6% |
| Admin fee / account holder | $1,458 | $6,333-77.0% | $5,194-71.9% | $10,886-86.6% |